The upcoming year is fast approaching, providing a window for the opportunity to change or upgrade to a new Medicare Advantage or Prescription Drug Plan; unfortunately, this window is also a curse for those seniors who are not tech savvy, as the Medicare scams prey on them. During this period, Medicare beneficiaries can make changes without penalty by looking at the price, coverage, ease of use, and customer service for Medicare Part C Advantage Plans and Medicare Part D Prescription Drug Plans. Unfortunately, scammers can exploit this by targeting unwitting recipients and luring them with false information. Convincing logos to win their trust and help them fall for a scheme to steal their identity and money.

Generally, Medicare Frauds are common occurrences between October 15 to December 7, popularly known as a hunting season for the Medicare scammers, ensuring their profit through means of victimizing poor people, especially targeting the seniors who seem easy prey to these perpetrators. While this duration signifies that people can update and make changes to their medicare plans, what it also signifies is a rise in Medicare scams.

What are Medicare Scams?

These scams are designed especially for the seniors of the country. They are targeted by extracting their personal information with a false assurance of services and financial benefits that do not exist or are misrepresented. These fraud types are common and continuously adapt to new technological breakthroughs, current events, and so forth.

What are the most common Medicare Scams?

The most susceptible age group amongst all the generations is the senior citizens falling for medicare fraud. The reason is that they are isolated from the latest developments worldwide due to a lack of interest or their medical conditions like Alzheimer’s disease make them forgetful.

This article lists a few frauds that the scammers pull to lure these poor and frail citizens. If you have seniors in your family or friends, alert them about these potential scams.

Open Admission.

Fake Medicare Representatives: In this scam, scammers impersonate “Official Medicare Agents,” approaching their victims through cold calling or knocking on their door. These “agents” will convince their victims by selling Medicare insurance with a fake promise of saving thousands of dollars to cover healthcare expenditures next year. Nonetheless, the offer is only valid for the open enrollment period.

Expiry of Insurance: In this scam, scammers will threaten seniors that their insurance is about to expire and they need to renew; otherwise, they will lose their medical benefits, which they have availed to date.

Loss of Coverage: In these Medicare scams, the scammers will threaten seniors by calling them and convincing them that Medicare Part D, which covers the prescription drug coverage plan, will be terminated. You must understand that the Medicare prescription drug benefit is an optional enhancement to your Original Medicare coverage (Parts A and B).

Medicare Replacement Card: Scammers will try to convince their victims that they are sending a Medicare replacement card. To send the card to you, they need some information for confirmation. Remember that this is one of the elaborate medicare cash card scams. They generally require a Medicare number or Social security number. Avoid sharing at all costs.

Phony Rebate Notice: Scammers will try to convince seniors by notifying them that they owe a substantial refund to the “donut hole,” a gap in prescription drug coverage. And obviously, they need some information for them to complete the formalities. Avoid sharing your details.

Medicare Scam Calls.

The most common way to take advantage of elderly citizens is by calling them. Impersonating a Healthcare representative, these scammers will offer free medical services, supplies, or gifts by filling in the details on a form. The form includes personal information like Medicare, SSN, and bank account numbers. Avoid entertaining these calls.

Outdated Medicare site.

Medicareplan.com is quite popular with scammers who use this outdated site to entice their senior victims into sharing their details. You must check the site, and if it is “http” instead of “https,” it is advisable to leave it. The “S” in the “https” ensures the site is secured. You must consider this difference if you find this link in your email or go to that site.

Medicare Refunds.

These Medicare frauds try to collect your sensitive information by assuring false claims of refund. These scammers will weave an elaborate plan for their victims and tell them that they are entitled to some refund, and before they can claim their refund, these seniors need to share a few sensitive “details.”

Bogus Medicare Bills.

Scammers will send in phony Medicare bills, which you find difficult to recall. Then, you are directed to pay them to a scammer’s bank account. At times these bills might seem trivial, but since they are from Medicare, you will blindly pay them until it is too late.

Medicare Scam Back Brace.

Another trick these scammers employ is offering orthotic braces that are supposed to be free and covered by Medicare. These scammers use two methods to entice their intended victims, first, by approaching the victim directly or, second, by blatantly engaging in adverts advertised on television or radio with a phone number encouraging the seniors to call them.

A single brace or multiple braces are sent after verifying personal or Medicare information. These braces are sent even if not required, and each brace is billed using the beneficiary’s information.

Medicare may refuse to pay for a brace that a beneficiary requires in the future if they have previously obtained unneeded or undesirable braces and that equipment has been charged to Medicare.

How to identify a Medicare Scam?

A Medicare card acts like a credit card with your healthcare plans (generally Plan A and Plan B), and the individual can upgrade (typically Plan C or Plan D or both). You can even get medicare supplies and medication, and unfortunately, Medicare card scams run rampant once a year when people have the opportunity to upgrade their medicare plan.

Scammers can make a bogus account replicating the genuine website, but you need to check the missing “S” in the “https.” As mentioned earlier, the “S” stands for secured, which is bound to be missing on a scammer’s website.

A Medicare representative will refrain from using coercive language, tactics, or threats bound to cause grief and panic among the seniors. If a bill needs to be paid, then these Medicare representatives will be patient with you and avoid rushing you into making a payment.

A Medicare representative will also refrain from indulging in medicare scam braces. These guys are here to help you and not add to your misery.

Medicare scams will always try to get your three essential pieces of information which can later be used in identity theft. These guys require a Healthcare Number, Social Security Number, and your Bank Account.

How to avoid Medicare Scams?

There are tell-tale signs that you need to pick up to avoid falling victim to a potential Medicare scam. For example, when you receive a call, the person on the other end asks for your Medicare ID number for identity verification. Thus, a Medicare representative will avoid indulging in confirming your sensitive information. As a result, you run a risk of sharing your sensitive information, which will only invite identity theft.

What are the tips to protect yourself from Medicare Fraud?

• Report Medicare frauds to the authorities that govern in those areas, they may then blacklist them, creating awareness among the unwary.
  
• According to the United States Government, lotteries must be state or federally authorized, for instance, state lottos and Powerball.
• In contrast, individual firms can run sweepstakes without profiting the state.
• You can also report Medicare scams to the banks or a professional recovery firm if you have recently sent any payments to them.
  
• “Free healthcare services” isn’t a genuine concept, especially not when they ask for any sort of fee before providing their service.
  
• Safeguard your information online by using 2 Factor Authentication and strong passwords.
  
• Keep an eye on your account transactions and report anything that seems out of the usual.
  
• Don’t entertain random telecallers with your sensitive details.
  
• Always update or make changes to your insurance or healthcare plans from the official site.
  
• Check your healthcare documents before you make any decisions.
  
• Do not sign up for unnecessary treatments or healthcare services.
  
• Shred documents that are sensitive and show your past financial or medical records.
  
• Secure your medicare number and do not disclose it to anyone. Keep in mind that if someone gets access to your medicare number then they could use it to steal your identity.

How to get your money back from Medicare Scams?

Retrieving your lost assets through Medicare scams can be horrendous for you as an individual since you do not have the Human resources, Legal muscle power, or Technological equipment. However, several fund recovery firms have the necessary Tools, Equipment, and muscle power in terms of Legal and Human Resources.

Scam Recovery Expert is a trusted and reputed Financial Fund Recovery Agency whose only goal is to bring justice to the victims by recovering their financial assets lost to these scammers.

Why is Scam Recovery Expert a trusted name in the world of Medicare Scams Recovery?

While frauds originate from distinct fields, Scam Recovery Expert continues to be a constant source of reassurance. Some additional reasons why medicare and other scam victims depend upon Scam Recovery Expert are;

• Transparency- The consultants at Scam Recovery Expert maintain an unwavering flow of communication, wherein their clients are updated on the progress made on the case, future plans, and all the support they’d need from their clients in resolving their case. It means a victim can partner with the experts through the recovery process and stay involved throughout the case.
  
• Legal support & other expertise- Fund recovery is an elaborate process, consisting of distinct steps and experts stepping in to make the recovery happen. Likewise, it requires a great deal of knowledge, groundwork, and manpower. And Scam Recovery Expert has a stellar team that comprises attorneys, investigators, consultants, compliance officers, and more, who deliberately work together to bring results.
  
• Result-driven- A result-driven approach is the biggest reason why our clients trust us. When someone has been through a havoc, it can often get hard to trust or turn to another firm. But because we bring reassurance with a successful recovery, many consider the unnerving process worthwhile.
  

Why Choose Us?

• We at Scam Recovery Expert are a reputed, trusted, and reliable fund recovery agency having a good track record of recovering lost assets.
  
• We are “Hell-Bent” in recovering our clients’ assets lost in scams. To date, we have recovered more than $3,004,999
• We have the Legal know-how and Human resources to recover the lost fund and transfer them back to the rightful owner.
• We are an efficient and effective scam-busting and recovering agency with our reputation reaching the four corners of the earth.